Financial Planning is a process that involves managing your finances in a way that helps you to achieve your life's goals. Your goals could include such things as buying your own house, providing for your children's education, ensuring that you have sufficient funds saved to enable you to retire when you want to, making sure that your family is protected if you were to die, and enabling your estate to pass on to your beneficiaries in the most tax efficient way.

A Financial Planner should be a guide and mentor through this process providing a structure through a series of steps to enable you to assess your current position, and provide the direction to make sure that the financial decisions that you make enable you to meet your goals.